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Purchasing the right health insurance coverage for your needs can be complicated, but for COPD patients, assessing your coverage needs every year is important, and your window to complete this process is nearing a close.
Health insurance, whether you have Medicare or private insurance, has undergone many changes in the last several years and it appears that more changes are likely to occur in President-Elect Trump’s term. Both the President-Elect and Republican Congressional leaders have supported repealing and replacing many pieces of the Affordable Care Act, aka Obamacare. We are still waiting for official details on which pieces are being cut, which are staying, and when, over the course of the next four years such changes would take effect.
Both President-Elect Trump and Republican Congressional leaders have agreed that coverage of pre-existing conditions will remain in the new law. We are pleased to hear this commitment to covering pre-existing conditions and will continue to work with community partners to ensure any new health insurance law will build upon the successes of Obamacare while fixing shortcomings. We will keep the COPD community apprised of all of the changes this new administration will bring.
In the meantime, it is crucial that people proceed to enroll in health insurance coverage regardless of what happens with the potential repeal. Open enrollment through the Obamacare Marketplace ends December 15 and Medicare open enrollment wraps up December 7 for coverage beginning in January 2017. Even if you had coverage in 2016 you should assess your coverage needs and the options available to you in order to ensure that you have selected the best possible coverage for 2017.
Check out the quick reference guides on open enrollment for information on where to sign up, what questions to ask when evaluating insurance options, and where to go for help. The Medicare Rights Center has produced a guide to open enrollment for those on Medicare, in particular those who have or are considering signing up for a Medicare Advantage program.
We understand choosing the right health insurance can be tricky but it is vitally important to keeping you healthy and active so don’t delay, get enrolled today!
Medicare Open Enrollment Guide
Marketplace Open Enrollment Guide
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It is not our intention to serve as a substitute for medical advice and any content posted should not be used for medical advice, diagnosis or treatment. While we encourage individuals to share their personal experiences with COPD, please consult a physician before making changes to your own COPD management plan.