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Insurance Question Return to previous page 4/8/2019 1620 Views 6 Answers Last Activity: 2 years ago, olbetsy Tags: end of life planning and care insurance medical costs Question: 0 olbetsy 2 years ago I Care Report Comment Unlike I Care Report Comment Add an Answer Answers: Edit Remove Accept Unaccept Unlike I Care Report Comment Add an Answer Save Cancel Insurance Question olbetsy 2 years ago Add an Answer Answers Answer View More Save Cancel Tags: Subscribe: Subscribe: Your question has been submitted and is awaiting moderation. It is low-quality It is spam It does not belong here Other (enter below) Thank you for reporting this content, moderators have been notified of your submission. Close Anonymous Unfriend Friend Requested Friend Load More Close Destination Page Area Group Destination Content Title Title Article Type Copy comments I am in a personal crisis. My husband has been providing my insurance but he now has Alzheimers and has to stop working. He is 66 and will have medicare and supplemental insurance. I am on disability but my 2.5 year wait for medicare does not come until december. I can't find anything better than $1100 a month with $5000 deductible, $20 copays and 20% of my bills. It just doesn't make sense to spend that money that will most certainly be needed for my husbands care in the future. I don't want my kids to be overburdened. I am not functioning very well anymore, I know I am not long for this world. Has anyone else come up with solutions for medical coverage? I don't qualify for ADA, I am thinking about going without. I only have pulmonary appointments every 3 mos so that will be about $300 each as long as they don't do tests. I pay $43 a month for RR gym. I can go without my other appointments they just deal with annoyances and mental health. I am thinking if I got really bad and had to go to the hospital I might have luck petitioning them for a reduced bill. I am considering not having insurance until December. What do people pay for Oxygen, it's $400 mo without insurance with my service? Are there cheaper options? I only use it nocturnally and I don't use it when I am away from home and do ok. I guess I can try it and if I find I need it I can pay the $, it will still be cheaper than a ridiculous insurance program. How do I plan for the end of life? I heard COPD patients can't get hospice because the doctors can't predict death like they do with cancer. I am feeling lost alone and insignificant. Betsy
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COPD360social MenuToggle Dropdown Community Activity Feed Questions and Answers COPD Digest / Blog Community Exchange How to Participate FAQ Video Tutorials How do I win points? How do I win badges? Community Guidelines Statement of Rights and Responsibilities
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Medical Advice It is not our intention to serve as a substitute for medical advice and any content posted should not be used for medical advice, diagnosis or treatment. While we encourage individuals to share their personal experiences with COPD, please consult a physician before making changes to your own COPD management plan.